Guard Your Health Protect Your Wealth Get the right health insurance with Unnat Wealth Financial Protection for Life’s Health Emergencies Because Your Family’s Health Deserves the Best Protection
🏥 Health Insurance — Your First Step Toward Financial Security
Good health brings happiness — but medical emergencies can happen anytime.
Without proper coverage, a single hospital bill can affect your long-term financial goals.
At Unnat Wealth, we help you stay protected through carefully selected Health Insurance Plans that safeguard both your well-being and your wallet.
We believe that protecting your family’s health is the most powerful investment you can make.
❤️ Why Health Insurance Is Important
Because health emergencies don’t wait — but you can always stay prepared.
Life is unpredictable. A sudden illness, accident, or hospitalization can not only affect your health but also create a heavy financial burden.
Without the right health coverage, even a short hospital stay can disrupt your savings, future plans, and peace of mind.
Health Insurance gives you the financial protection and confidence to focus on recovery instead of expenses. It ensures that no matter what life brings, your health and your family’s well-being are always secure.
🌟 Key Reasons Why Health Insurance Matters
🏥 Rising Medical Costs
Healthcare expenses are increasing every year — a single medical emergency can cost several lakhs. Health insurance shields you from such sudden financial shocks.
💰 Protects Your Savings
Instead of using your emergency or retirement savings for hospital bills, your policy covers the costs — keeping your long-term goals intact.
👨👩👧 Family Protection
A family health plan ensures everyone — you, your spouse, children, and parents — receive the best treatment without financial strain.
💸 Cashless Hospitalization
Get treated at top network hospitals without worrying about upfront payments — the insurer settles directly with the hospital.
🧾 Tax Benefits
Save taxes under Section 80D of the Income Tax Act on premiums paid for self, family, and parents — an added bonus to your financial planning.
💼 Why Choose Us
Because choosing the right health plan starts with choosing the right partner.
At Unnat Wealth, we believe that health insurance isn’t just about finding a policy — it’s about finding peace of mind.
Our goal is to make health protection simple, transparent, and personalized, so you never feel confused or overwhelmed by complicated insurance terms.
We’re not tied to one insurer — we work for you, not the company.
Our expert team compares plans from India’s leading insurance providers to find the one that gives you the best coverage, value, and claim experience.
🌟 What Makes Unnat Wealth Different
We understand that every family’s health and financial needs are different. Our experts help you choose the plan that fits your lifestyle and budget perfectly.
We clearly explain features, premiums, and exclusions — no hidden details, no jargon, just honest advice.
We’re associated with multiple reputed insurance companies, giving you more options and better deals.
In times of need, our support team helps you with claim documentation and follow-up until settlement — we stand with you when it matters most.
⚙️ Our Process — How It Works
imple steps. Smart guidance. Secure protection.
At Unnat Wealth, we make choosing the right health insurance plan easy, transparent, and stress-free.
Our expert-driven process ensures that you and your family get the best coverage at the best value — without confusion or hidden terms.
We follow a step-by-step approach to understand your needs, compare options, and help you make a confident decision.
🩺 Step 1: Understanding Your Health & Financial Needs
Our process begins with a personalized consultation.
We take time to understand your age, medical history, family size, lifestyle, and financial priorities — because the right plan depends on your unique situation.
🧾 Step 2: Comparing the Best Plans from Top Insurers
We compare policies from India’s leading insurance companies based on coverage, claim history, premium value, and network hospitals.
Our goal is to find the most comprehensive and cost-effective plan that truly fits your requirements.
💬 Step 3: Explaining Coverage & Benefits Clearly
No jargon, no fine print — we explain every detail in simple terms.
From inclusions and exclusions to waiting periods and cashless benefits, we ensure you know exactly what you’re signing up for.
🏥 Step 4: Quick Enrollment & Policy Issuance
Once you choose your plan, we handle the entire process — from paperwork to digital submission.
You get instant confirmation and policy documents without delays or stress.
🤝 Step 5: Ongoing Support & Claim Assistance
Our relationship doesn’t end with policy issuance.
We stay by your side to help with renewals, policy upgrades, and claims.
If a medical emergency arises, our dedicated team assists with documentation, communication, and settlement — making sure you’re supported when it matters most.
💡 Why This Process Works
It’s transparent — every detail is explained upfront.
It’s personalized — built around your family’s actual needs.
It’s trust-based — no hidden charges or sales pressure.
It’s continuous — we’re with you before, during, and after you buy.
FAQ
Find Out Answers Here
Health Insurance is a financial protection plan that covers your medical expenses arising from illness, accidents, or hospitalization. It helps you manage hospital bills, doctor’s fees, and treatment costs without using your savings.
Health insurance protects your finances during medical emergencies. It ensures you and your family can access quality healthcare without worrying about costs.
The main types include:
Individual Health Plan (for single person)
Family Floater Plan (for entire family)
Senior Citizen Plan
Critical Illness Plan
Group / Corporate Plan
Top-Up & Super Top-Up Plan
Most policies cover:
Hospitalization (pre & post)
Surgeries and treatments
Room rent and ICU charges
Ambulance costs
Cashless treatment at network hospitals
Common exclusions include:
Pre-existing illnesses (initially)
Cosmetic surgery
Dental and maternity (unless specified)
Self-inflicted injuries
Non-prescribed treatments
. Individual Plan: Covers one person with a fixed sum insured.
Family Floater Plan: Covers your entire family under one sum insured — more cost-effective for young families.
Yes, many insurers offer Family Floater Plans that cover parents. You can also opt for a separate Senior Citizen Plan for better coverage and benefits.
Cashless hospitalization allows you to get treated at network hospitals without paying upfront. The insurance company directly settles the bill with the hospital.
It’s the period after policy purchase during which certain illnesses or benefits (like maternity or pre-existing conditions) are not covered — usually 30 days to 2 years, depending on the plan.
A pre-existing disease is any illness or medical condition you had before buying your policy — such as diabetes, hypertension, or heart issues. Coverage for these begins after the waiting period.
Yes ✅ — under Section 80D of the Income Tax Act:
₹25,000 deduction for self & family.
₹50,000 if you pay premiums for senior citizen parents.
Yes. You can hold multiple health policies and even claim benefits from more than one (up to the actual medical expense).
Ideally, your sum insured should be at least 50% of your annual income or a minimum of ₹5–10 lakhs per person — depending on your city, lifestyle, and age.
If your policy lapses, you lose coverage and all accumulated benefits (like No Claim Bonus).
Always renew before expiry or during the grace period (usually 15–30 days).
NCB is a reward for not making any claims in a policy year.
Your sum insured increases (up to 50–100%) without extra premium — a great benefit of long-term health plans.
Yes. Under IRDAI guidelines, you can port (transfer) your policy to another insurer without losing accumulated benefits, like waiting period credits or NCB.
Maternity benefits are available in select plans, usually after a waiting period of 2–4 years. Some family plans and corporate policies offer early coverage.
You can file a claim in two ways:
Cashless Claim: At network hospitals (no upfront payment).
Reimbursement Claim: Submit bills after treatment for refund.
Unnat Wealth assists you throughout both processes.
At Unnat Wealth, we:
Compare plans from top insurers.
Suggest personalized coverage options.
Simplify the buying process.
Provide claim support and renewal reminders.
Ensure complete transparency and satisfaction.
Now! The earlier you buy, the lower your premium and the shorter your waiting periods.
Buying early ensures you’re covered before any health issue arises.
🏥 Protect Your Health. Secure Your Future
Your health deserves the best protection — don’t wait for an emergency to take action.
At Unnat Wealth, our experts are ready to help you choose the perfect health insurance plan that fits your needs and budget.
