UNNAT WEALTH

HAR GHAR SAMRIDDHI

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Start Early. Grow Bigger.

Plan today for your child’s higher education and secure their global future.

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Child Education Planning Calculator

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Why Child Future Planning is Important?

Your child’s dreams deserve financial strength. With education costs rising 8–10% every year, delaying planning may lead to heavy loans and financial stress. Early investing gives you the power of compounding, confidence, and complete control over your child’s future.

🎓 Rising Education Costs

Education inflation is growing faster than normal inflation. Planning today protects you from tomorrow’s financial shock.

💭 Protect Their Dreams

Whether it’s IIT, medical college or foreign university — your child’s ambition should never depend on last-minute funds.

📈 Power of Early Compounding

Starting early reduces monthly burden and multiplies wealth over time through disciplined SIP strategy.

💰 Avoid Education Loans

Reduce dependency on high-interest loans and secure education without financial pressure.

🛡 Dedicated Goal Fund

Structured planning ensures your child’s fund remains untouched even during emergencies.

🚀 Professional Wealth Strategy

Smart asset allocation aligned with education goals creates long-term financial discipline and growth.

Child Future Savings Options We Offer

Every child has unique dreams. That’s why we design customized savings and investment solutions aligned with your child’s education timeline, risk profile and long-term goals.

  • Goal-based structured planning
  • Inflation-adjusted education fund strategy
  • Disciplined SIP & long-term wealth creation
  • Tax-efficient investment allocation

📈 Child Education SIP Plans

Systematic investment plans designed to grow steadily over time and accumulate a strong higher education corpus.

🛡 Child Insurance + Investment Plans

Secure your child’s future with protection-backed savings that ensure continuity even in unexpected situations.

💰 Fixed Income & Hybrid Strategies

Balanced allocation combining growth and stability for medium-term education milestones.

🌍 International Education Fund Planning

Specialized corpus building strategies for global university aspirations and foreign education goals.

How We Plan Your Child’s Goal

01

Goal Identification

Understand career aspirations and timeline.

02

Future Cost Estimation

Inflation-adjusted education projection.

03

Investment Allocation

Strategic SIP & asset planning.

04

Monitoring & Review

Regular portfolio tracking.

05

Goal Execution

Timely fund release for education.

Child Future Planning Options

🎓 College

🌍 Higher Education

💍 Marriage

📌 Custom Goal

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Calculation Result

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Benefits of Choosing Unnat Wealth

Strategic Financial Solutions Designed for Long-Term Success

Personalized Planning

Strategies aligned with your goals and risk profile.

Expert Guidance

Research-driven investment recommendations.

Complete Protection

Life, health & general insurance coverage.

Transparent Advice

Clear and ethical financial solutions.

Long-Term Support

Continuous monitoring & review.

Goal-Focused Strategy

Your success comes before product sales.

Start Your Financial Journey

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Happy Clients

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Assets Under Management

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Industry Experience

Regulatory Compliance & Certifications

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AMFI Registered Mutual Fund Distributor

Registered Under AMFI Guidelines
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IRDAI Licensed Insurance Distributor

Authorized by IRDAI Regulations

What Our Clients Say

"Unnat Wealth structured my investments perfectly. Highly transparent and professional service."
– Rajesh Sharma
"Their insurance planning protected my family during emergencies."
– Ananya Gupta
"Excellent guidance for long-term wealth creation."
– Dr. Amit Verma

Secure Your Child’s Bright Future Today

Education costs are rising every year. Start a smart savings plan today to ensure your child’s higher education and dreams are never compromised.

✔ Guaranteed & Market Linked Options

✔ Tax Saving Benefits

✔ Flexible Investment Amount

✔ Goal Based Planning Support

Get Free Child Future Plan

100% Safe | No Spam | Free Guidance

What Our Clients Say Across India
Google Verified Review
Rohit Mehra
New Delhi, India
★★★★★
Unnat Wealth helped me build a disciplined financial plan for my child’s future education. Their structured guidance gave me complete peace of mind.
Google Verified Review
Sandeep Iyer
Bengaluru, India
★★★★★
I received clear explanations and a customized strategy aligned with my long-term goals.
Google Verified Review
Ananya Deshmukh
Mumbai, India
★★★★★
Their personalized approach made it easy to start systematic investments for my daughter’s higher education.
Google Verified Review
Arindam Chatterjee
Kolkata, India
★★★★★
Professional, transparent and reliable service. I now feel confident that my child’s future goals are financially secure.
“Today’s small savings build tomorrow’s big dreams for your child.”
200+ Happy Families | 8+ Years Experience | 5 Cr+ AUM

Frequently Asked Questions (FAQ)

1. What is a Child Future Savings Plan?
A Child Future Savings Plan is a financial planning solution designed to build a secure corpus for your child's higher education, marriage, or other major life goals.
2. Why should I start saving early for my child?
Starting early allows you to benefit from compounding growth, reduce financial burden later, and manage inflation effectively.
3. How much should I invest monthly?
The investment amount depends on your child’s goal, time horizon, and expected inflation. A financial advisor can help calculate the ideal SIP amount.
4. What are the best options for child future savings?
Options include Mutual Funds (SIP), Child Insurance Plans, PPF, Sukanya Samriddhi Yojana (for girl child), and Fixed Deposits.
5. Is SIP better than traditional savings?
SIP in mutual funds offers market-linked growth potential and can generate higher returns compared to traditional savings over long periods.
6. What happens if something happens to the parent?
Many child plans offer premium waiver benefits where future premiums are waived, but the policy continues, ensuring the child’s goals remain protected.
7. Are child savings plans tax beneficial?
Yes, certain plans provide tax benefits under Section 80C and maturity proceeds may also be tax-efficient depending on the product.
8. Can I withdraw money before maturity?
Some plans allow partial withdrawals after a lock-in period. However, early withdrawal may impact long-term goals.
9. How does inflation impact child education planning?
Education inflation is rising at 8-10% annually. Planning early ensures your investments outpace inflation.
10. Is life insurance necessary with child savings?
Yes, combining life insurance with savings ensures financial security even in unforeseen circumstances.
11. What is the ideal investment duration?
Ideally, start at birth and invest for at least 15-20 years to maximize corpus building.
12. Can NRIs invest in child savings plans?
Yes, NRIs can invest in certain mutual funds and insurance plans subject to regulatory guidelines.
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